The application of Fintech in the development and enhancement of risk assessment and internal control mechanisms within the Egyptian Banking sector context

نوع المستند : المقالة الأصلية

المؤلفون

1 استاذ مساعد في المحاسبة of Accounting at Al-Jazeera Academy, Giza, Egypt,

2 October university for modern sciences and arts MSA جامعة اكتوبر للعلوم الحديثة والاداب

المستخلص

This study examines the relationship between the application of financial technology (Fintech) and enhancing risk assessment and developing internal control mechanisms in the Egyptian banking sector. The study examines the case study of four Egyptian banks; the National Bank of Egypt, Banque Misr, Banque du Caire, and the Commercial International Bank, to obtain the opinions of employees on with in the period from 2020 to 2024. The results showed a clear role of Fintech application and enhancing risk assessment in the banking sector. The research also proves the existence of a positive relationship between the application of Fintech methods and internal control mechanisms development in the banking sector, which increases the effectiveness of risk management, and thus contributes to rational decision making and better understanding of potential risks. This study also contributes significantly to the existing literature by shedding light on the relationships between the application of Fintech methods, risk assessment, and the development of internal control mechanisms in the Egyptian banking sector

الكلمات الرئيسية

الموضوعات الرئيسية

المجلة العلمية للبحوث التجارية (جامعة المنوفية)
المجلد 59، العدد 4
العدد الرابع الجزء الاول اكتوبر 2025
أكتوبر 2025
الصفحة 53-84

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